NY Paid Family Leave - Update on NYS DBL/PFL Rates: there is less exciting news on NYS Statutory Disability / Paid Family Leave Coverage (“DBL/PFL” Insurance). The rates for PFL coverage will increase beginning 1/1/19,. The NYS Department…
Thinking About Accepting Virtual Currency? Perhaps your business has joined, or is considering joining, the growing list of those accepting virtual currencies, like bitcoin, as payment for services. The headlines regarding virtual currencies often…
Workers Comp Extended Coverage Take a look at your workers compensation insurance policy. Notice that, in addition to covering the statutory benefits for an injured/ill worker, the policy also likely includes coverage for “Employers…
New Look at an Old Lease It's clear that being aware of when your lease term ends can help you make financial plans for your business's future, but there's a less obvious reason why…
Covering Damage to the Rental Car It's no surprise that, when a business owner or employee rents a car for business purposes, the rental agreement will require that the rental car be repaired or…
Water Backup Woes Having the right coverage on your homeowners policy can make the difference between a paid claim and a major headache. Water damage is one of the most frequent claims in the country,…
Our Love of the Internet of Things Alexa, tell me what time it is. Hey Google, turn the air conditioning down by two degrees. Ring, who is at my door? Our homes are smart,…
Protection Against Large Financial Claims A personal lines umbrella policy creates an extra layer of protection for you against very large claims when you may be financially liable for a loss or injury to someone…
The Risk of Cyber Bullying Cyber bullying is not just libel anymore. Victims often claim severe emotional distress and even bodily injury. In extreme cases, social media users have been blamed for another person's death.…
Cyber for Business Interruption Many cyber insurance policies cover only claims of damages to third parties caused by a cyber attack on your business. Depending on the nature of the information stored in your business's…